A ₹1.5L salary, three mutual funds, a home loan, some gold in the locker. You feel like you're doing the right things. But ask yourself the three questions below — and notice how quickly the confidence wobbles.
No bank logins. No CA meetings. No spreadsheets. Just three short conversations with yourself.
Add FDs, MFs, gold, property on one side. Loans on the other. We compute your net worth instantly.
Salary in, EMIs and living out. See your savings rate and cashflow health in real time.
A personal wealth rating from WM-B to WM-AAA — plus the exact year you could stop working.
We don't grade on vibes. Every WM Score is a weighted composite of six measurable dimensions — the same kind of model CRISIL and S&P use for corporate ratings, tuned for Indian household finance.
Every month, we generate a printable WealthMind Score Card — one side for you, one to share with your CA or spouse. Your score, your grade, your FIRE year, and the three specific moves that will lift you into the next bracket.